All posts in North Country Storm Damage & Insurance

Whose insurance pays when a tree hits a house in New York, what’s covered, what to document before cleanup, and how emergency removal interacts with the claim.

Safety, utilities, photos, insurer, removal — in that order. A calm walkthrough of the first hour after a tree hits your home, including post-ice-storm triage.

A tree or limb on a power line can kill you. Who to call, in what order, and what tree services legally can and cannot do near lines.